| Appearance |
Official Name, Features, Rates and Fees |

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Citi® Platinum Select® Card
0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0 |
up to 12 Mo. |
As low as 11.99% Variable |
|

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Discover® More® Card
0% APR on Balance Transfers for a FULL 12 months 0% APR on Purchases for a FULL 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Excellent |
0* |
6 Mo.* |
As low as 11.99% Variable* |
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Biodegradable Discover® More® Card
Help protect the planet with the new biodegradable Discover Card Card plastic breaks down 99% within five years in landfill conditions 0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0* |
6 Mo.* |
As low as 11.99% Variable* |
|

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FREE SPIRIT(TM) Onyx World MasterCard®
Get 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets Get up to 10,000 additional miles for balance transfers made in the first 60 days after account opening Annual fee waived for the first year Get complimentary $9 Fare Club membership (a $39.95 value!) Priority boarding and domestic priority check-in Earn 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else Your miles never expire and more
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| See Terms* |
Very Good |
n/a |
n/a |
14.24%-17.24% |
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Discover® More® Card - Monogram
0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0* |
6 Mo.* |
As low as 11.99% Variable* |
|

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IBERIABANK Visa ® Select Card
Introductory Rate of 7.50% for 12 months from date opened on Purchases Introductory Rate of 7.50% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date Low Ongoing Variable Rate APR after introductory period Prime + 4.25% Purchase and Cash Advance APR’s may vary with the market based on the Prime Rate. No transaction fee for balance transfers 25 day grace period Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $45 |
Very Good |
7.50 |
12 Mo. |
7.50% |
|

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IBERIABANK Visa® Classic Card
Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00% depending on creditworthiness and other factors Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. No annual membership fee Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date 25 day grace period Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Excellent |
n/a |
n/a |
7.25% - 13.25% |
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