| Appearance |
Official Name, Features, Rates and Fees |

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READYdebit® Card
100% Approval Guaranteed!*– No Chexsystems or credit checks, bankruptcy okay! Now with FREE Credit Builder! Better than a checking account– Great online bill pay service with no overdraft, bounced check fees – EVER! Pay Nothing Now!– No deposits or prepayments required to get your card. FREE Direct Deposit!– stop paying to cash your paycheck. FREE phone and online access to your card account! No declined transaction fees! Great Loading Options– FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| N/A* |
Any |
* |
* |
* |
|

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NetSpend® Visa® Prepaid Debit Card
100% approval - No credit check required Short-term iAdvance Line of Credit - Now available! No overdraft fees or minimum balances Online Bill Pay - Easily send a check to anyone 5% APY Savings Account - Exclusive Free Direct Deposit from your paycheck or government check Add up to $10K to your account in over 65,000 locations As seen on TV and in stores nationwide
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Any |
* |
* |
* |
|

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PEX Visa® Prepaid Card For Business
Trial offer - first 2 months free Manage spending for staff in the field Alternative to credit cards, petty cash, check reimbursements Enforce budgets with individual card balances Control spending by merchant category and daily limits Online program management No transaction or card load fees - simple pricing No credit check required
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| See terms* |
Any |
* |
* |
* |
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Citi Forward® Card
The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 6,000 bonus points after $250 in purchases are made within 3 months of account opening. 2,500 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 7 months on purchases and balance transfers.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0 |
7 Mo. |
14.24% Variable |
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New Millenium Bank Secured Black Diamond Visa® or Mastercard®
Approved regardless of credit history Credit limits up to $10,000* Reports to all 3 bureaus Get cash at over 740,000 ATMs No credit check * Terms and conditions apply
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $59 |
Fair |
n/a |
n/a |
19.5% |
|

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Citi Forward® Card for College Students
The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 3,500 bonus points after $250 in purchases are made within 3 months of account opening. 2,500 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 7 months on purchases.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Very Good |
0 |
7 Mo. |
17.24% Variable |
|

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IBERIABANK Visa ® Select Card
Introductory Rate of 7.50% for 12 months from date opened on Purchases Introductory Rate of 7.50% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date Low Ongoing Variable Rate APR after introductory period Prime + 4.25% Purchase and Cash Advance APR’s may vary with the market based on the Prime Rate. No transaction fee for balance transfers 25 day grace period Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $45 |
Very Good |
7.50 |
12 Mo. |
7.50% |
|

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Citi® mtvU Platinum Select® Visa® Card for College Students
0% APR* on purchases for 7 months if you qualify based on your application and credit history.* Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores. Earn 1 ThankYou Point for every dollar you spend on all other purchases. Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit. Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA. Redeem points for gift cards, travel, electronics, music and more. No Annual Fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Fair |
0* |
See Terms* |
As low as 17.24% Variable |
|

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First Option Visa®
Get a REAL Visa® Credit Card! Up to $5,000.00 Secured Line of Credit!! Be Approved Regardless of Credit History or Income!!! Guaranteed Approval!Apply Today!
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $59 |
Fair |
n/a |
n/a |
19.5% |
|

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IBERIABANK Visa® Classic Card
Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00% depending on creditworthiness and other factors Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. No annual membership fee Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date 25 day grace period Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Excellent |
n/a |
n/a |
7.25% - 13.25% |
|

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New Millennium Bank Platinum Visa® or MasterCard®
Reports to ALL 3 Bureaus No Credit Check Be Approved Regardless of Credit History Special High Introductory Savings Rate Bonus $3,000 credit line with My Computer Club* Terms and conditions apply
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $59 |
Fair |
n/a |
n/a |
19.5% |
|

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Wired Plastic Visa® Prepaid Card
Accepted everywhere VISA is accepted No Credit Check, Income requirements or bank account required FREE Online Access to Account FREE Mobile Alerts - Text to your mobile and email FREE Bill Pay Service - Pay Anyone Online or Over the Phone FREE Rewards Program - Earn 1 Point for every $1 spent NO Bounced Check, NSF or Overdraft Charges EVER! FREE Direct Deposit - Eliminate Check Cashing Fees
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| See Terms* |
Any |
* |
* |
* |
|

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IBERIABANK Visa® Platinum Card
Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. Earn 1 bonus point for every $1 in qualifying net retail purchases Turn your points into hotel, gift, or experience rewards Travel accident coverage up to $1,000,000 No annual membership fee Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. 25 day grace period
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| None |
Excellent |
n/a |
n/a |
8.25% - 14.25% |
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