MasterCard Credit Card Selections

Please select from the following MasterCard cards:

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Official Name, Features, Rates and Fees

Citi® Platinum Select® MasterCard®

0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
Citi® Identity Theft Solutions
Secure, free online account management
No annual fee

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
None	Very Good	0	12 Mo. on Purchases*	11.99% - 19.99%* (Variable)

Orchard Bank Classic MasterCards

An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
See Terms*	Fair	n/a	n/a	7.90% - 28.90%

Citi® Diamond Preferred® Card

0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
Concierge service that caters to your needs 24/7
Citi® Identity Theft Solutions
Secure, free online account management
No annual fee*

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
None	Very Good	0	12 Mo.*	14.99%* (Variable)

Chase Sapphire Preferred Card

Earn a FREE FLIGHT - that's 25,000 bonus points after you spend $3,000 in the first 3 months!
2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire.
Points are worth 25% more when you redeem for travel through Ultimate Rewards
7% annual points dividend - earn bonus points on your points
1:1 points transfer to leading airline and hotel programs
24/7 Dedicated expert service advisors (No voice recording)
No Annual Fee for your first year - An $85 value

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
See Terms*	Excellent	n/a	n/a	12.24% Variable*

American DreamCard™ MasterCard®

Over $1.2 Million Awarded to Date!
Large monthly cash jackpots
Earn entries from everyday shopping
Get 1,000 entries just for applying!
A New Winner Every Month!
Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
See terms and conditions for important rate, fee, and other cost information, and limitations

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0- $59*	Good	n/a	n/a	14.99% or 21.99% Variable

Citi® Dividend Platinum Select® Card for College Students

No Cosigner Required
Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
Earn a full 1% cash back on all other purchases*

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
None	Fair	0 if you qualify*	7 Mo. on Purchases*	12.99% - 21.99%* (Variable)

Citi® Gold / AAdvantage® World MasterCard®

Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership* – more than enough for a round-trip domestic travel award*
Earn 1 AAdvantage® mile for every $1 spent on purchases*
Reduced Mileage Awards let you travel to select destinations for fewer AAdvantage® miles round trip*
Get a response in as little as 60 seconds

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$50	Good	n/a	n/a	15.24% Variable*

Ink Cash(SM) Business Card

3% cash back on fuel, home improvement, dining and office supply purchases
Unlimited 1% cash back on all other purchases
No limit to the number of points you can earn
Up to 10 points for $1 spent when you shop online through Chase Rewards Plus
Free additional cards for employees
No Annual Fee

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
None	Very Good	0	6 Mo.	11.24%,14.24%,17.24% Variable*

FREE SPIRIT(TM) Onyx World MasterCard®

Get 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
Get up to 10,000 additional miles for balance transfers within 30 days of account opening
Annual fee waived for the first year
Get complimentary $9 Fare Club membership (a $39.95 value!)
Priority boarding and domestic priority check-in
Earn 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
Your miles never expire and more

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
See Terms*	Very Good	n/a	n/a	15.24%-22.24%

Ink(SM) Bold with Ultimate Rewards(SM)

Earn over 50,000 bonus points in your first year
Unlimited rewards for you and your business – and points never expire
Earn up to 47,500 bonus points every year
5,000 bonus points after your first purchase redeemable for $50 cash back
Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards*
No Interest Expense and 30 days to pay with this pay-in-full charge card
First year free ($95 value)

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$95	Very Good	*	*	*

Ink(SM) with Ultimate Rewards(SM)

Cash back plus a million other redemption options
No dollar goes unrewarded
No caps and points never expire
Unlimited rewards for you or your business
When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points*
No annual fee

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
None	Very Good	0	6 Mo.	11.24%,14.24%,17.24% Variable*

Citi® Dividend Platinum Select® MasterCard®

0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
Full 1% cash back on eligible purchases and cash advances.
Earn extra cash back on popular, rotating categories each quarter.
Average 5% additional cash back through Citi Bonus Cash Center®
No Annual Fee

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
None	Very Good	n/a	n/a	12.99% - 20.99%* (Variable)

IBERIABANK Visa® Gold Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information