MasterCard Credit Card Selections

Please select from the following MasterCard cards:

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Official Name, Features, Rates and Fees

Citi® Platinum Select® Card

0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
None	Very Good	0	up to 12 Mo.	As low as 11.99% Variable

Orchard Bank Classic MasterCards

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
See Terms*	Fair	n/a	n/a	7.90% - 24.90%

American DreamCard™ MasterCard®

Over $1.1 Million Awarded to Date!
Large monthly cash jackpots
Earn entries from everyday shopping
Get 1,000 entries just for applying!
A New Winner Every Month!
Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
*See terms and conditions for important rate, fee, and other cost information, and limitations

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$0- $59*	Good	n/a	n/a	14.99% or 21.99% V

Next Millennium MasterCard®

No credit check*
Approved regardless of credit history
Secured credit limit of up to $5,000.00
Get cash at over 740,000 ATMs
Accepted wherever MasterCard® is accepted

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$59	Fair	n/a	n/a	19.5%

FREE SPIRIT(TM) Onyx World MasterCard®

Get 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
Get up to 10,000 additional miles for balance transfers made in the first 60 days after account opening
Annual fee waived for the first year
Get complimentary $9 Fare Club membership (a $39.95 value!)
Priority boarding and domestic priority check-in
Earn 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
Your miles never expire and more

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
See Terms*	Very Good	n/a	n/a	14.24%-17.24%

New Millennium Bank Secured Gold Visa® or MasterCard®

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check* Terms and conditions apply.

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
$59	Fair	n/a	n/a	19.5%

Millennium Advantage Pre-Paid MasterCard®

Use your card at over 900,000 ATMs and millions of locations worldwide!
No credit check or income verification required
No Chexsystem check
No minimal balance required!
Phone and On-line account access
Shop and pay bills on-line!

Annual Fee	Credit Level	Intro Rate	Intro Length	Normal Rate
See Terms*	Any	*	*	*

IBERIABANK Visa® Gold Card

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
25 Day grace period